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Goldman Sachs & Co. CWMD - Marcus by Goldman Sachs - Cards - Product Management - Analyst - Bengaluru in Bengaluru, Indiana



Across Consumer and Wealth Management (CWM), Goldman Sachs helps empower clients and customers around the world reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for consumers to better spend, borrow, invest, and save. Across CWM, our growth is driven by a relentless focus on our people, our clients and leading-edge technology, data and design.


The firm’s Consumer business, Marcus by Goldman Sachs, combines the entrepreneurial spirit of a startup with more than 150 years of experience. Today, we serve millions of customers across multiple products including lending, deposits, financial tools, and our partnership with Apple on Apple Card. We use innovative design, data, engineering and other core capabilities to provide customers with powerful tools and products that are grounded in value, transparency and simplicity. As we build a leading digital consumer bank and expand into new products and partnerships, we are looking for leaders and individual contributors to join our team.


Marcus by Goldman Sachs is the firm’s consumer business, combining the entrepreneurial spirit of a startup with 150 years of experience. Today, Marcus has $90 billion in deposits, $7 billion in loan balances and 4 million customers across our lending and deposits businesses, as well as the personal financial management app, Clarity Money. Through the use of insights and intuitive design, we provide customers with powerful tools and products that are grounded in value, transparency and simplicity. We are backed by our unique team, comprised of individual contributors from leading agile technology companies, fintechs and consumer financial services companies, allowing us to disrupt the industry, while helping consumers take control of their financial lives.


The Goldman Sachs credit card business is seeking a product manager who is passionate about delivering world class experiences, and who thrives on solving problems with multiple constraints, and collaborating with cross-functional partners.

You will be an owner of the Apple Card business goals for your product domain, focused on new feature development, existing product enhancements as well as identifying and driving relevant growth initiatives. You will be responsible for the end-to-end development cycle from requirements analysis, design, testing, maintenance and User Acceptance Testing of these financial applications. You will uncover and share insights and opportunities on prospect demand and conversion.

Success in this role will require you to be technical, meticulous and analytically-minded.

You will articulate product vision and strategy, and engage key external and internal stakeholders across Product, Risk Management, Engineering, Legal, Compliance, Operations and other teams to ensure cohesiveness of the overall customer experience.

This is a fantastic opportunity to make an impact in a rapidly-growing business.



  • Own and drive product roadmap for given domain to meet business goals, and achieve key performance indicators

  • Communicate effectively to build consensus and collaborate with internal and external stakeholders

  • Capture and maintain a prioritized backlog (define user stories and acceptance criteria, and groom stories with engineers)

  • Define and track measurable metrics to inform the success of features

  • Analyze quantitative and qualitative customer feedback, and funnel metrics to inform product strategy and pipeline development


  • 1-3 years of experience building digital products in a fast-paced, agile product development environment (consumer banking experience desired)

  • Experienced in translating application program interface (API) spec documents into technical feature requirements

  • Self-motivated and proactive team player who takes ownership of and accountability for projects

  • Possesses ability to break down complex issues into simple business terms to a wide array of internal stakeholders

  • Highly organized with an ability to effectively manage competing priorities

  • Desires working in a fast-paced environment, consistently adhering to strict deadlines and evolving priorities

  • Proficiency in Excel, PowerPoint, JIRA and Confluence

  • Bachelors/Undergraduate Degree


  • Technical knowledge including JSON and SQL

  • Proficient in technical tools including Splunk and Postman



The Consumer and Investment Management Division includes Goldman Sachs Asset Management (GSAM), Private Wealth Management (PWM) and our Consumer business (Marcus by Goldman Sachs). We provide asset management, wealth management and banking expertise to consumers and institutions around the world. CIMD partners with various teams across the firm to help individuals and institutions navigate changing markets and take control of their financial lives.

ABOUT GOLDMAN SACHSAt Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more:

© The Goldman Sachs Group, Inc., 2020. All rights reserved.Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity


Job ID2021-71079

Schedule TypeFull Time


Function(s)Consumer Banking


DivisionConsumer and Wealth Management

Business UnitDigFin Project Digital Product

Employment TypeEmployee